Blog

May 22, 2023

Dementia is usually seen as something that happens only in a person’s later years, usually past the age of retirement, but different forms of cognitive decline fall under the definition of dementia and can occur at earlier ages.

April 20, 2023

The Social Security Administration (SSA) offers a program for those who suffer from a disability that keeps them from working that will provide a financial cushion, but qualifying is often a challenge. The program is called Social Security Disability Insurance (SSDI).

March 27, 2023

Qualifying for Social Security Disability Insurance (SSDI) is difficult enough. More than half of all applicants are denied on their first try. After being awarded the benefits, a recipient certainly doesn’t want to do anything to jeopardize continuing with their monthly checks. What happens, however, if when you apply, you’re single, and then after being approved, you decide to get married? Will marriage jeopardize your SSDI?

Feb. 21, 2023

Social Security Disability Insurance (SSDI) is a program administered by the Social Security Administration (SSA) to provide benefits for those who have been paying into the system and suffer a mental or physical condition that keeps them from working. The disabling condition must be one that will last at least 12 months or until death, and to qualify for SSDI, the person must have been paying into the Social Security trust fund through payroll or self-employment taxes.

Jan. 17, 2023

Supplemental Security Income (SSI) is a program administered by the Social Security Administration (SSA) for limited-income and limited-resource individuals who are 65 years or older, or are blind or disabled. The blind and disabled categories also extend to children 18 years of age and younger.

Dec. 20, 2022

On the surface, Social Security Administration (SSDI) and unemployment insurance may seem like they are incompatible. SSDI provides benefits for those who can’t continue working the same way they had before they got their disability. On the other hand, unemployment insurance (UI) gives someone support during the time they look for new work.

Dec. 7, 2022

If you’ve come down with a physical or mental condition that prevents you from continuing to work and are seeking disability benefits from the Social Security Administration (SSA), you can go online and apply, but the odds of your being approved are fairly slim. In 2021, the approval rate was less than 38 percent.

Oct. 19, 2022

If you suddenly develop a physical or mental condition that prevents you from carrying out the full duties of your job and you’ve been paying into the Social Security Trust Fund for retirement benefits, you probably will immediately consider applying for benefits available from Social Security Disability Insurance (SSDI).

Sept. 30, 2022

The Social Security Administration (SSA) administers two programs for people facing disabilities. Social Security Disability Insurance (SSDI) is based on the applicant’s qualifying for benefits, not just through a provable disability but through a history of contributions to the Social Security Trust Fund through work or self-employment taxes.

Aug. 18, 2022

It’s not uncommon for persons who go on workers’ compensation disability benefits, or on long-term disability (LTD) insurance benefits, to discover that the underwriting insurance company will literally spy on them to make sure their claims are not fabricated, or exaggerated beyond the point of qualifying.